Firm Overview
At the Law Firm of Teresa C. Edwards, we know that even people with the best intentions and who are careful with their finances may find themselves in over their heads in debt and may be facing some of the following:
Foreclosure
Repossessions
Garnishments
Debt Settlement
Judgments
Credit Card Debt
Debt Collection Practices
Medical Bills
Business Loan Debt
If you are facing foreclosure, we can help you keep your home and or your investment properties. Bankruptcy is not right for everyone, but many can be helped to stay in their homes, especially if you have other unsecured debts.
If one of your vehicles is under threat of repossession, we can help you keep your car or, if your vehicle has already been repossessed and getting your vehicle back is not an option, Maryland bankruptcy attorney Teresa C. Edwards can also help you with excessive deficiency judgments.
If you receive notification that your hard-earned wages or bank account will be garnished to satisfy a debt that you owe, we can help. Bankruptcy will stop a wage garnishment and it will also stop bank account attachments. Whether your wage garnishment is soon to occur or has already taken effect, call to discuss your options.
If you have been notified that you are being sued for a debt you owe and have a hearing scheduled or will have a hearing scheduled, do not delay. Filing for bankruptcy will stop your creditors from pursuing their collection lawsuits.
If any of your creditors have obtained a judgment against you, they will likely take further action to collect the debt that you owe them. Call to discuss how to prevent further action.
Credit cards, department store cards, and other store accounts can easily get maxed out. What’s more, the balances keep growing with interest, late charges and other fees. Credit card companies will also unexpectedly hike their interest rates on your cards. So even if you pay every month, the balances never seem to decrease. Bankruptcy can present a permanent solution to your credit card debt.
Being contacted constantly by debt collectors while being under financial stress is a tough situation for anyone. The debt collectors’ incessant calls not only affect you, they affect your family. Filing for bankruptcy frees you from debt collectors’ contacts and enables you to get a fresh start.
If you don’t have medical insurance or if your medical insurance coverage is inadequate, your medical bills may grow to an overwhelming amount. Because the cost of medical treatment is expensive but unavoidable, you may wish to consult with a qualified Maryland bankruptcy attorney.
If you operated your own small business but, due to the economic recession or other factors, you are having trouble keeping up with paying your business expenses and bills, consider the option of bankruptcy for yourself and your small business debt.